The Warm Homes Plan, explained clearly.

What you can get from the £15bn plan, how the new Warm Homes loans work, and how to avoid scams. Independent, sourced to GOV.UK, and kept up to date.

Last reviewed 3 November 2026

Older couple reading a tablet together at home

Up to £35,000

in low or 0% interest loans

New

Warm Homes Loans launched on 27 October: 10 lenders, some at 0%. Here's what it means for you.

Read more

Find the help that fits your home

See what you could get in two minutes

Answer up to seven quick questions about your home. We'll match you to the grants and loans you may qualify for, and show exactly who to contact.

✓ Checks 7 schemes across the UK

✓ Official contact for every result

✓ No account, no email, nothing saved

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Free and independent

Question 1 of 7

Where is the home?

England

Wales

Scotland

Northern Ireland

Why you can trust this guide

We sell nothing

No commission from lenders or installers, and we never pass on your details.

Sourced to GOV.UK

Every figure links to the official scheme page it comes from.

Kept up to date

Each page shows when it was last reviewed, and every rule change is logged.