The Warm Homes Plan is the UK government’s programme to make homes warmer and cheaper to run. It combines grants, low-interest loans and new rules for rented homes.
Last reviewed 3 November 2026 · Independent guide, not affiliated with the UK Government
Key facts
- Published on 21 January 2026
- £15bn of public investment over five years, before the £1bn Budget cut in October 2026
- Aims to upgrade up to 5 million homes by 2030
- Aims to put solar panels on up to 3 million more homes and install 450,000 heat pumps a year by 2030
- A new Warm Homes Agency to start initial operations in 2027
What’s in the plan
The plan is an umbrella for several schemes rather than one thing you apply for. What you can get depends on where you live, whether you own or rent, and your income.
- Warm Homes loans: low or 0% interest loans for solar, batteries and heat pumps, open to homeowners across the UK.
- Warm Homes: Local Grant: free upgrades for lower-income households in England, delivered by councils.
- Boiler Upgrade Scheme: £7,500 off a heat pump in England and Wales.
- Social housing funding: money for councils and housing associations to upgrade their homes.
- New rules for renters: private rented homes will need an EPC of C or above by 2030. See our landlords and renters guides.
The Warm Homes Agency
The plan creates a Warm Homes Agency, bringing together functions from DESNZ, Ofgem and Salix. It is meant to give households one trusted source of advice. The government expects it to begin initial operations in 2027.
Scotland, Wales and Northern Ireland
The loans are UK-wide. Most grants are for England, with separate schemes elsewhere. See help in Scotland, Wales and Northern Ireland.
Latest on the Plan
- ECO4 closes on 31 December 2026: what to do if you are waiting for work
- Budget cuts £1bn from Warm Homes Plan grants: what it means for you
Not sure what applies to you?
Answer up to seven questions and we’ll show the grants and loans you may qualify for, with the official contact for each.