Warm Homes loans are available across the UK. Most grants in the Warm Homes Plan are for England, and each nation runs its own schemes.
Last reviewed 3 November 2026 · Independent guide, not affiliated with the UK Government
Scotland
Home Energy Scotland offers free advice, plus grants and interest-free loans for heat pumps, insulation and more. Its grant can be combined with a Warm Homes loan.
Call free on 0808 808 2282 (weekdays 8am to 8pm, Saturdays 9am to 5pm) or visit Home Energy Scotland.
Wales
Nest, the Welsh Government’s Warm Homes Programme, gives free advice to everyone and free improvements such as a boiler, heat pump, insulation or solar to households who qualify. The Boiler Upgrade Scheme also covers Wales.
Call free on 0808 808 2244 (Monday to Friday 9am to 6pm, calls in Welsh welcome) or visit Nest.
Northern Ireland
Affordable Warmth funds energy efficiency improvements for owners and private renters with a total household income under £23,000, in the home they live in. Housing Executive and housing association tenants aren’t eligible.
Call the NI Energy Advice Service free on 0800 111 44 55 or visit NIHE.
Latest on grants
- ECO4 closes on 31 December 2026: what to do if you are waiting for work
- Off oil or LPG? The £9,000 heat pump grant runs until 31 March 2027
- Budget cuts £1bn from Warm Homes Plan grants: what it means for you
Not sure what applies to you?
Answer up to seven questions and we’ll show the grants and loans you may qualify for, with the official contact for each.